Yeah, I've been with them for a while just for my day to day transaction account. The ATM Rebate is great, but even better is the 2% rebate for paywave Transactions under $100. I reckon that is ING's dilemma... they have a lot of customers because of that rebate and I have a feeling they can't afford to give you that AND ApplePay, so quite likely we will lose that rebate if and when they offer ApplePay (though they might surprise us). Since I started using the Paywave rebate late last year I've made back about $150 as I just do all my small spending with the card. Yes I like using Apple Pay better, but for 2% I don't mind getting the ING card out of my wallet.
I really like their iphone app and they have been nothing but a pleasure to deal with.
Note that they have dropped the interest rate on their Savings Maximiser Account by .25% as of today, and also there are apparently changes coming to internet banking as well.