Outright and prepaid are probably going to save you a crapload depending on how much data you want.
So outright the 256GB is $1829, or $76.20 a month over 24 months.
Let’s look for a reasonable plan. Boost just came out with new plans today. For $40 a month you get 16GB for the first two months, then it’s 8GB a month, including unlimited calls/SMS. so that’s $116.20 a month. It’s on the Telstra network.
You aren’t locked into a contract and you can jump ship to any other carrier any time you like.
Personally if I was buying a new phone, there is no way in hell I would go onto a contract, unless the deal was really, really good. you’re stuck on that plan for 2 years. In two years plans are going to be even cheaper and have more data, it’s inevitable, so why would you want to be stuck on the one plan for ages?
Of course this all depends on if you can afford to buy the phone outright. Obviously the benefit of a plan is not having to cough up $1829 in one go. Which would be painful for just about anyone, I’d imagine.